{"entities":{"Q816368":{"pageid":818216,"ns":120,"title":"Item:Q816368","lastrevid":64553736,"modified":"2026-04-11T20:40:07Z","type":"item","id":"Q816368","labels":{"en":{"language":"en","value":"Discovering credit cardholder's behavior by multiple criteria linear programming"}},"descriptions":{"en":{"language":"en","value":"scientific article; zbMATH DE number 5011526"}},"aliases":{},"claims":{"P31":[{"mainsnak":{"snaktype":"value","property":"P31","hash":"fd5912e4dab4b881a8eb0eb27e7893fef55176ad","datavalue":{"value":{"entity-type":"item","numeric-id":56887,"id":"Q56887"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$964B3685-AF18-4E10-8BCD-A311EED91F0C","rank":"normal"}],"P159":[{"mainsnak":{"snaktype":"value","property":"P159","hash":"33a6c55fa7859239eac0b7c579a0ca882685216e","datavalue":{"value":{"text":"Discovering credit cardholder's behavior by multiple criteria linear programming","language":"en"},"type":"monolingualtext"},"datatype":"monolingualtext"},"type":"statement","id":"Q816368$ED72A545-7530-42CB-A495-FA6EACB2C6B6","rank":"normal"}],"P225":[{"mainsnak":{"snaktype":"value","property":"P225","hash":"85ccf7f008629d0a157f52715055df548c04ebb3","datavalue":{"value":"1112.90350","type":"string"},"datatype":"external-id"},"type":"statement","id":"Q816368$540370EB-7637-433B-96BD-9C7A844CE519","rank":"normal"}],"P16":[{"mainsnak":{"snaktype":"value","property":"P16","hash":"c6942882417724080d7eefc5009c76cbac5c486a","datavalue":{"value":{"entity-type":"item","numeric-id":256613,"id":"Q256613"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$3D0FB0A7-2A4D-49D3-B41E-9F48290B392C","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P16","hash":"bfcaca63721f131777a1062f03fe50d11670e21c","datavalue":{"value":{"entity-type":"item","numeric-id":271988,"id":"Q271988"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$42E31937-ADE6-4823-9D98-8973B7244449","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P16","hash":"55e12542d30670378d4325a4f17481d7faf896c4","datavalue":{"value":{"entity-type":"item","numeric-id":816365,"id":"Q816365"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$29301D20-CBD6-4C56-8DA1-42726CA62896","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P16","hash":"d9f790e48353bd49bb38ab134814834cd73de43b","datavalue":{"value":{"entity-type":"item","numeric-id":816366,"id":"Q816366"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$C78C7F7A-34E0-4A2F-A64F-A7D596BDD1A7","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P16","hash":"c53a49e2a60985eccb14c55ff24e64424dc3faa7","datavalue":{"value":{"entity-type":"item","numeric-id":816367,"id":"Q816367"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$5C1FE193-3912-406F-AC43-7CC31C58C1F8","rank":"normal"}],"P200":[{"mainsnak":{"snaktype":"value","property":"P200","hash":"8f57d1123ebbbd10d621b3552a672e7729202712","datavalue":{"value":{"entity-type":"item","numeric-id":59875,"id":"Q59875"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$5D823797-B37A-409B-95A6-0D9561E0FAA1","rank":"normal"}],"P28":[{"mainsnak":{"snaktype":"value","property":"P28","hash":"4a3046a81801d144778e3b4f51aa6e3edc0fa6e2","datavalue":{"value":{"time":"+2006-03-10T00:00:00Z","timezone":0,"before":0,"after":0,"precision":11,"calendarmodel":"http://www.wikidata.org/entity/Q1985727"},"type":"time"},"datatype":"time"},"type":"statement","id":"Q816368$9DC93BCA-364B-4280-B197-0C3000A166F3","rank":"normal"}],"P1448":[{"mainsnak":{"snaktype":"value","property":"P1448","hash":"680be93c1fb5517463e4885af5e05446498bae58","datavalue":{"value":"In credit card portfolio management, predicting the cardholder's spending behavior is a key to reduce the risk of bankruptcy. Given a set of attributes for major aspects of credit cardholders and predefined classes for spending behaviors, this paper proposes a classification model by using multiple criteria linear programming to discover behavior patterns of credit cardholders. It shows a general classification model that can theoretically handle any class-size. Then, it focuses on a typical case where the cardholders' behaviors are predefined as four classes. A dataset from a major US bank is used to demonstrate the applicability of the proposed method.","type":"string"},"datatype":"string"},"type":"statement","id":"Q816368$E6C4B7B3-7FDE-401A-99A1-A58BB4A66968","rank":"normal"}],"P226":[{"mainsnak":{"snaktype":"value","property":"P226","hash":"306e8f65eab4f086795d9337f8e86ca94ed2db57","datavalue":{"value":"90B50","type":"string"},"datatype":"external-id"},"type":"statement","id":"Q816368$A0337E96-91E8-48BE-B362-6CDE1F84E595","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P226","hash":"63b70ec5cb69f5c5c9550409918141ca28bfae61","datavalue":{"value":"90C08","type":"string"},"datatype":"external-id"},"type":"statement","id":"Q816368$31F7776E-22A6-4B64-B2B7-EC289B4B15AB","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P226","hash":"f180476aacacc0952b2209f458581df72896a0b3","datavalue":{"value":"90C29","type":"string"},"datatype":"external-id"},"type":"statement","id":"Q816368$01DAE4D6-4579-4996-BA57-EA25AAF383A7","rank":"normal"}],"P1451":[{"mainsnak":{"snaktype":"value","property":"P1451","hash":"abae5dd49dcd515eaac5c18f8e5ef17b77962c80","datavalue":{"value":"5011526","type":"string"},"datatype":"external-id"},"type":"statement","id":"Q816368$4591DF26-1806-428D-9AE6-0F4219DDB4A3","rank":"normal"}],"P1450":[{"mainsnak":{"snaktype":"value","property":"P1450","hash":"ecbedf45a7c783b1e7b0538cb87d3d3c2b5725d0","datavalue":{"value":"data mining","type":"string"},"datatype":"string"},"type":"statement","id":"Q816368$D6B9809A-7676-4196-AA32-D4E5489D4E77","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P1450","hash":"7f12eb165bd6cb53df1cbde83765cb1c65a6033d","datavalue":{"value":"classification","type":"string"},"datatype":"string"},"type":"statement","id":"Q816368$81AB3CBD-5B58-43C0-B9E7-F4BD0089C472","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P1450","hash":"599fba2b833818b2875a886b3114bbc98683fdfc","datavalue":{"value":"multi-criteria linear programming","type":"string"},"datatype":"string"},"type":"statement","id":"Q816368$5971B3F4-5A2C-4D0A-8B31-6B561AF7B82A","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P1450","hash":"fc861bcec6eedc716e8af6a4b4db7bfe1adfe433","datavalue":{"value":"credit cardholders' behavior","type":"string"},"datatype":"string"},"type":"statement","id":"Q816368$7F1E38CE-6817-4269-8EE1-858B82EC53E8","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P1450","hash":"1d454b1c6fa51388657ab37043a0a6e4265c49a6","datavalue":{"value":"SAS algorithms","type":"string"},"datatype":"string"},"type":"statement","id":"Q816368$10DC4D33-7406-43D1-8F1D-7B6365E92A80","rank":"normal"}],"P1460":[{"mainsnak":{"snaktype":"value","property":"P1460","hash":"57f7fea50d2ce1b39b695c4a1313582eed405e38","datavalue":{"value":{"entity-type":"item","numeric-id":5976449,"id":"Q5976449"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$5603B4B5-EA95-4DE6-8A21-3B501B51B7B0","rank":"normal"}],"P205":[{"mainsnak":{"snaktype":"value","property":"P205","hash":"a9abe14ee25a3ce0ba478a2d6691b9e14fa7d6c4","datavalue":{"value":"https://doi.org/10.1007/s10479-005-6245-5","type":"string"},"datatype":"url"},"type":"statement","id":"Q816368$6D1738F7-5BC9-46C2-896A-7F401BA3631D","rank":"normal"}],"P388":[{"mainsnak":{"snaktype":"value","property":"P388","hash":"778cf8e60a0ec5d8be9245ce2d9b48e8a97b1064","datavalue":{"value":"W2140853997","type":"string"},"datatype":"external-id"},"type":"statement","id":"Q816368$083908A1-26A4-48B8-BC22-FB38EB51FA43","rank":"normal"}],"P223":[{"mainsnak":{"snaktype":"value","property":"P223","hash":"4dca10932967ae3bd91b42113e8ade0b9cfe8aee","datavalue":{"value":{"entity-type":"item","numeric-id":1150529,"id":"Q1150529"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$168EAEC1-E0D2-4CC1-829F-495B51F1CBAF","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P223","hash":"a25b267f30f87aae0caf2f83d41aeb10bf9603b2","datavalue":{"value":{"entity-type":"item","numeric-id":717204,"id":"Q717204"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$D6B50C09-5805-46F7-AF04-B790A8F17253","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P223","hash":"c8444932e5001ef7424ca7e612adb9a137b2cc2b","datavalue":{"value":{"entity-type":"item","numeric-id":3415780,"id":"Q3415780"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$E079B289-8A8F-4D1F-A5F9-B5B8B3134544","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P223","hash":"611925351323279bd4a592b90fab82206c250d8d","datavalue":{"value":{"entity-type":"item","numeric-id":4546432,"id":"Q4546432"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","id":"Q816368$1EA919D3-A12E-456A-8571-6E6A187473D6","rank":"normal"}],"P27":[{"mainsnak":{"snaktype":"value","property":"P27","hash":"1bce787242a1984baaba1650290d865009c4b97a","datavalue":{"value":"10.1007/S10479-005-6245-5","type":"string"},"datatype":"external-id"},"type":"statement","id":"Q816368$2B2E17E9-64F0-44B3-B795-B300F975921D","rank":"normal"}],"P1643":[{"mainsnak":{"snaktype":"value","property":"P1643","hash":"e8fff809b4021e8c1b340c0206862de4af86283e","datavalue":{"value":{"entity-type":"item","numeric-id":3527784,"id":"Q3527784"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","qualifiers":{"P1659":[{"snaktype":"value","property":"P1659","hash":"a534df7e7a1c6e18b351b4176c2f8dab8fe70277","datavalue":{"value":{"amount":"+0.8685990571975708","unit":"1"},"type":"quantity"},"datatype":"quantity"}],"P1660":[{"snaktype":"value","property":"P1660","hash":"a327a09ea0305e98d5cf33bd4036320e19f2aed0","datavalue":{"value":{"entity-type":"item","numeric-id":6821328,"id":"Q6821328"},"type":"wikibase-entityid"},"datatype":"wikibase-item"}]},"qualifiers-order":["P1659","P1660"],"id":"Q816368$DC3B9065-692B-460A-9A30-597C2A0BCA97","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P1643","hash":"30f55128eb5fc1cd3506d15268f55dd444bc1e38","datavalue":{"value":{"entity-type":"item","numeric-id":5712737,"id":"Q5712737"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","qualifiers":{"P1659":[{"snaktype":"value","property":"P1659","hash":"0f7d49257c8efb525d6665b3bd12f041f41b1fce","datavalue":{"value":{"amount":"+0.8458669781684875","unit":"1"},"type":"quantity"},"datatype":"quantity"}],"P1660":[{"snaktype":"value","property":"P1660","hash":"a327a09ea0305e98d5cf33bd4036320e19f2aed0","datavalue":{"value":{"entity-type":"item","numeric-id":6821328,"id":"Q6821328"},"type":"wikibase-entityid"},"datatype":"wikibase-item"}]},"qualifiers-order":["P1659","P1660"],"id":"Q816368$9039DE16-52BE-4B25-9E16-0777CABB18C4","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P1643","hash":"27328cbb70b5aff240c2bc9715a2b0c233f23694","datavalue":{"value":{"entity-type":"item","numeric-id":3415780,"id":"Q3415780"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","qualifiers":{"P1659":[{"snaktype":"value","property":"P1659","hash":"e2d6db4dd200c9b2fff2eea01b1cd847dfae0f55","datavalue":{"value":{"amount":"+0.8262635469436646","unit":"1"},"type":"quantity"},"datatype":"quantity"}],"P1660":[{"snaktype":"value","property":"P1660","hash":"a327a09ea0305e98d5cf33bd4036320e19f2aed0","datavalue":{"value":{"entity-type":"item","numeric-id":6821328,"id":"Q6821328"},"type":"wikibase-entityid"},"datatype":"wikibase-item"}]},"qualifiers-order":["P1659","P1660"],"id":"Q816368$B3B4F9BD-F31E-4E73-AF99-60E5EE93EB75","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P1643","hash":"028c5b7317189d746d7666b7f8912b0d30e1af78","datavalue":{"value":{"entity-type":"item","numeric-id":4546432,"id":"Q4546432"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","qualifiers":{"P1659":[{"snaktype":"value","property":"P1659","hash":"992d5414f9974d233f6ff7485d3aa36b8383915d","datavalue":{"value":{"amount":"+0.8162298202514648","unit":"1"},"type":"quantity"},"datatype":"quantity"}],"P1660":[{"snaktype":"value","property":"P1660","hash":"a327a09ea0305e98d5cf33bd4036320e19f2aed0","datavalue":{"value":{"entity-type":"item","numeric-id":6821328,"id":"Q6821328"},"type":"wikibase-entityid"},"datatype":"wikibase-item"}]},"qualifiers-order":["P1659","P1660"],"id":"Q816368$769C8965-F305-4082-8716-6C3ECDDCA6E8","rank":"normal"},{"mainsnak":{"snaktype":"value","property":"P1643","hash":"2d3bb89ce9c14b90e139e4152845b570c64266ee","datavalue":{"value":{"entity-type":"item","numeric-id":5709725,"id":"Q5709725"},"type":"wikibase-entityid"},"datatype":"wikibase-item"},"type":"statement","qualifiers":{"P1659":[{"snaktype":"value","property":"P1659","hash":"d7597396c76ba39dc42afd77e671fd5064171913","datavalue":{"value":{"amount":"+0.761964738368988","unit":"1"},"type":"quantity"},"datatype":"quantity"}],"P1660":[{"snaktype":"value","property":"P1660","hash":"a327a09ea0305e98d5cf33bd4036320e19f2aed0","datavalue":{"value":{"entity-type":"item","numeric-id":6821328,"id":"Q6821328"},"type":"wikibase-entityid"},"datatype":"wikibase-item"}]},"qualifiers-order":["P1659","P1660"],"id":"Q816368$80B0BEF7-BA14-4E41-AE0B-0102CE1477E2","rank":"normal"}]},"sitelinks":{"mardi":{"site":"mardi","title":"Discovering credit cardholder's behavior by multiple criteria linear programming","badges":[],"url":"https://portal.mardi4nfdi.de/wiki/Discovering_credit_cardholder%27s_behavior_by_multiple_criteria_linear_programming"}}}}}