Behavioural models of credit card usage
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Cites work
- A comparison of neural networks and linear scoring models in the credit union environment
- A Discrete Variable Chain Graph for Applicants for Credit
- A Markov Decision Model for Selecting Optimal Credit Control Policies
- A simple generalisation of the area under the ROC curve for multiple class classification problems
- Defining attributes for scorecard construction in credit scoring
- Estimation of the allowance for doubtful accounts by Markov chains
- scientific article; zbMATH DE number 1350309 (Why is no real title available?)
- scientific article; zbMATH DE number 1461524 (Why is no real title available?)
- Lookahead scorecards for new fixed term credit products
- Mining for classes and patterns in behavioural data
- Not if but when will borrowers default
- Prospecting for gems in credit card data
- Quantitative Methods in Credit Management: A Survey
- Statistical fraud detection: a review
- Supervised classification with structured class definitions.
- Testing the Adequacy of Markov Chain and Mover-Stayer Models as Representations of Credit Behavior
- The Use of Exponentially-Smoothed Transition Matrices to Improve Forecasting of Cash Flows from Accounts Receivable
Cited in
(9)- Modelling the credit risk for portfolios of consumer loans: Analogies with corporate loan models
- A test for payment card biases
- Predicting repayment of the credit card debt
- How household consumption responds to credit card refunds
- On approach for modelling of behavioural scoring
- Models and forecasts of credit card balance
- Credit cards user's demographic characteristics and behaviors: market segmentation by functional preference and risk perception
- Modelling the purchase propensity: analysis of a revolving store card
- Samsung card lending model
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