Is it optimal to group policyholders by age, gender, and seniority for BEL computations based on model points? (Q2356242)

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Is it optimal to group policyholders by age, gender, and seniority for BEL computations based on model points?
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    Is it optimal to group policyholders by age, gender, and seniority for BEL computations based on model points? (English)
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    29 July 2015
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    Solvency II
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    saving contracts claim reserving
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    statistical partitioning and classification
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    functional data analysis
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    longitudinal data classification
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