A survey of the issues in consumer credit modelling research

DOI10.1057/PALGRAVE.JORS.2602018MaRDI QIDQ5694067zbMATH OpenOpenAlexFDO

Authors R. W. Oliver, Lyn C. Thomas, David J. Hand

Publication date 29 September 2005

Published in The Journal of the Operational Research Society (Search for Journal in Brave)

Full work available at URL https://doi.org/10.1057/palgrave.jors.2602018

zbMATH Keywords

Basel capital accordclassificationconsumer credit riskcredit scoring

Mathematics Subject Classification ID

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Cited in

(20)

• Modelling the credit risk for portfolios of consumer loans: Analogies with corporate loan models
• Credit scoring for profitability objectives
• Restyling of fees in consumers credit and their optimization
• Who is discouraged from applying for credit?
• Credit risk evaluation with a least squares fuzzy support vector machines classifier
• An intelligent-agent-based fuzzy group decision making model for financial multicriteria decision support: The case of credit scoring
• Recent developments in consumer credit risk assessment
• Structural models in consumer credit
• Time will tell: Behavioural scoring and the dynamics of consumer credit assessment
• Testing the effects of financial literacy on debt behavior of financial consumers using multivariate analysis methods
• A cooperative value in a multiplicative model
• Loan origination decisions using a multinomial scorecard
• Predictive models of expenditure and over-indebtedness for assessing the affordability of new consumer credit applications
• Consumer finance: challenges for operational research
• Quantitative Methods in Credit Management: A Survey
• Modelling consumer credit risk
• Editorial
• Pricing and revenue management for bank home loans: a mathematical approach
• Incorporating heterogeneity and macroeconomic variables into multi-state delinquency models for credit cards
• Designing a hybrid intelligent mining system for credit risk evaluation

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