Enhanced annuities and the impact of individual underwriting on an insurer's profit situation

DOI10.1016/J.INSMATHECO.2008.04.001MaRDI QIDQ938048zbMATH OpenOpenAlexFDO

Authors Gudrun Hoermann, Jochen Ruß

Publication date 18 August 2008

Published in Insurance Mathematics \& Economics (Search for Journal in Brave)

Full work available at URL https://doi.org/10.1016/j.insmatheco.2008.04.001

zbMATH Keywords

adverse selectionenhanced annuityindividual underwriting

Mathematics Subject Classification ID

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Cites work

• A Model for Analyzing the Impact of Selective Lapsation on Mortality
• Heterogeneity in survival models. Applications to pensions and life annuities
• Life table methods for heterogeneous populations: Distributions describing the heterogeneity

Cited in

(8)

• Optimal risk classification with an application to substandard annuities
• The determinants of mortality heterogeneity and implications for pricing annuities
• The modern tontine. An innovative instrument for longevity risk management in an aging society
• Annuitization behavior: tax incentives vs. product design
• Different Shades of Risk: Mortality Trends Implied by Term Insurance Prices
• Doubly enhanced annuities (DEANs) and the impact of quality of long-term care under a multi-state model of activities of daily living (ADL)
• Care-dependent tontines
• Profitability vs. attractiveness within a performance analysis of a life annuity business

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