Good practice in retail credit scorecard assessment
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Publication:5694077
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(26)- Credit scoring for profitability objectives
- Development and application of consumer credit scoring models using profit-based classification measures
- A new approach for credit scoring by directly maximizing the Kolmogorov-Smirnov statistic
- Measuring classifier performance: a coherent alternative to the area under the ROC curve
- Machine learning for credit scoring: improving logistic regression with non-linear decision-tree effects
- Recent developments in consumer credit risk assessment
- Measuring retail company performance using credit scoring techniques
- Scorecard construction with unbalanced class sizes
- Model assessment for predictive classification models
- Assessing naïve Bayes as a method for screening credit applicants
- CRM in social media: predicting increases in Facebook usage frequency
- Benchmarking state-of-the-art classification algorithms for credit scoring: an update of research
- Temporally-adaptive linear classification for handling population drift in credit scoring
- Towards profitability: a utility approach to the credit scoring problem
- Validating risk models with a focus on credit scoring models
- A classification spline machine for building a credit scorecard
- Credit scoring and its applications.
- A study in the combination of two consumer credit scores
- Scoring decisions in the context of economic uncertainty
- A new index of creditworthiness for retail credit products
- On the confusion matrix in credit scoring and its analytical properties
- Measuring customer quality in retail banking
- A dynamic scorecard for monitoring baseline performance with application to tracking a mortgage portfolio
- Investigation of the scoring model for bank borrowers
- Variable selection of Kolmogorov-Smirnov maximization with a penalized surrogate loss
- Kolmogorov–Smirnov learning by neural networks with a nonconvex surrogate loss
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